Motorcycle Insurance for motorcycle

 before you ride make sure your motorcycle have a insurance Save up to 35% on motorcycle insurance with the experts.

You've probably done everything you can to make your motorcycle your own. The right paint, the right accessories, the right everything to truly make it yours.Why would you want to insure your efforts with a company that doesn't understand motorcycles?

At Markel, we have specialized in powersports insurance - especially insurance for motorcycles for over 40 years. Unlike many other insurance companies, we don't try to fit your motorcycle into an auto insurance policy. We build our policies for motorcycles and motorcyclists. Plus, we ride like you so we know how riders like to be treated.

For as little as $50, you can get the basic legal coverage you need to get on the road. Or, for just a little more, you can have the best coverage available from the motorcycle insurance specialists. That includes coverage like:

• Diminishing deductible - reduce your deductible by 25% every loss-free policy term
• $1,000 accessories coverage - protect the things that make your bike yours
• Coverage for you, your bike and your passenger - well-rounded coverage for every situation
• Optional roadside assistance - An affordable add-on to give you help if you're on the side of the road

Basics of Motorcycle Insurance

Motorcycle insurance is like auto insurance, or any other form of insurance for that matter, in that your likelihood of filing a claim is directly related to paying more for your premiums. The difference between auto insurance and motorcycle insurance rests with the level of danger associated with motorcycles. Cars offer more safety features than motorcycles do, boasting mechanisms like crumple zones, seat belts, and airbags. Motorcycles offer very little in protection against the open road. The breezy speed that draws so many people to motorcycling is the same factor that makes it such an expensive lifestyle to ensure.
Another difference between automobile and motorcycle insurance is the nature of the claims made. When it comes to car accidents involving two or more vehicles, the damage is likely to be spread out among the vehicles. This makes automobile liability insurance, which covers vehicles other than one’s own, one of the most expensive forms of automobile insurance.
On the other hand, motorcycle insurance operates according to the premise that the rider and his bike are most likely to bear the brunt of the destruction in the event of an accident. Motorcycles are also more likely to be the victims of theft because of their size and accessibility. Motorcycle insurance attaches higher premiums to collision and comprehensive insurance than automobile insurance does. Collision insurance covers the damage to the motorcycle when it is involved in an accident with another vehicle. Comprehensive insurance covers non-collision related losses from things like theft, fire, floods and run-ins with animals.
One of the most important insurance protections for a motorcyclist comes from his or her health insurance provider. While some motorcycle insurers do offer medical coverage, commonly referred to as Med Pay, any benefits will be considered secondary to the motorcyclist’s health insurance. They will also be very expensive. The main concern for a motorcyclist when it comes to protecting life and limb is finding a health insurance policy that covers all possible exigencies to the fullest extent possible.